Car Loans

Flexible Car Finance Solutions for Every Need

At Frontline Financial Solutions, we specialise in Car Loans designed for new and used vehicles—whether you’re buying outright, refinancing, or seeking a novated lease through salary packaging.

Why Choose Our Car Loans?

  • Competitive Interest Rates
    We source from Australia’s major lenders, including specialist and private finance options, to secure competitive fixed or variable rates tailored to your credit profile.
  • Secured & Unsecured Loans
    Opt for a secured loan tied to the vehicle (usually lower rates) or an unsecured personal car loan if you prefer not to use the vehicle as collateral.
  • Flexible Loan Terms & Repayments
    Borrow up to $100,000 over one to seven years, with options for extra repayments and balloon payments to lower monthly instalments.
  • Novated Lease Expertise
    We assist with novated leases—salary‑packaged arrangements between employer, employee, and lender—to deliver tax-effective vehicle finance

Our Car Loan Packages Include:

New & Used Car Finance

Tailored loans for purchases from dealers or private sellers—covering purchase price, insurance, registration, and accessories.

Refinancing & Debt Consolidation

Refinancing existing car loans to access better rates or consolidate debt into one manageable repayment.

Private Sale & Low‑Doc Loans

Options available for self‑employed applicants or private sales with flexible documentation requirements.

Balloon Payment Options

Reduce monthly outgoings with a larger sum payable at the end of the term—a flexible way to manage cash flow

Why Frontline Financial?

As trusted finance brokers, we offer

  • Access to major, second‑tier & private lenders
  • Efficient, automated approvals & updates
  • Support for first‑time buyers, self‑employed & complex cases

FAQs about Car Loans

1. Secured vs Unsecured?
Secured loans (vehicle as security) often have lower rates but risk default. Unsecured loans carry higher rates but avoid collateral risk.

2. Variable or Fixed Rate?
Fixed rates offer consistent repayments; variable rates may drop or rise with market conditions, often with no early exit fees

3. What’s a Balloon Payment?
A lump-sum payment at the end of the loan. Lowers monthly costs but adds a final debt to settle.

4. How much can I borrow?
You can finance up to $100,000, depending on vehicle value, loan term, and your financial profile

Frontline Financial – Your trusted partner for Car Loans in Australia. Get tailored options, expert support & fast approval. Apply today.